Full Disclosures

NAMO Financial Services LLC

Last updated: May 2026

SuryaKiran Reddy Chintala · NPN 20376552 · Resident state license: New Jersey #3002030419

Scope of Licensure

SuryaKiran Reddy Chintala is a Licensed Financial Services Provider licensed in multiple U.S. states to sell Life Insurance, Accident & Health Insurance, and Fixed Annuities, including Long-Term Care products. Resident state license: New Jersey #3002030419. License verification is available through NIPR.com (NPN 20376552). Full ACA / Marketplace enrollment is available in New Jersey and Pennsylvania only. Outside of New Jersey and Pennsylvania, marketplace inquiries are referred to a licensed local specialist at no cost to the consumer.

Not Investment, Securities, Legal, or Tax Advice

NAMO Financial Services LLC is not a registered investment advisor, broker-dealer, or representative of FINRA or the SEC. No investment, securities, legal, accounting, or tax advice is provided through the namo360.life website, written materials, or any consultation. Information provided is educational in nature and is not intended as a recommendation regarding any specific security, investment strategy, or tax position. Consumers should consult a licensed attorney, certified public accountant (CPA), or registered investment advisor for advice in those respective areas.

Medicare

NAMO Financial Services LLC and SuryaKiran Reddy Chintala do not sell or enroll consumers in Medicare Advantage, Medicare Supplement, or Medicare Part D plans. Medicare content presented on this website is educational only and is provided to help consumers understand timing, cost, and coverage gaps. Premium and deductible figures cited on the site reflect the official 2026 CMS premium and deductible schedule (released November 14, 2025) and may change annually. Visitors approaching Medicare eligibility will be referred at no cost to a licensed Medicare specialist who can review their specific plan options.

Insurance Guarantees

Insurance and annuity product features, benefits, riders, and guarantees are subject to the terms of each individual policy and the claims-paying ability of the issuing insurance carrier. Cash-value loans against a life insurance policy reduce the death benefit and policy value, and unpaid loan balances may be taxable in certain circumstances. Tax treatment of policy values and distributions depends on the structure of the policy and current Internal Revenue Service (IRS) rules, both of which are subject to change. Past performance of any indexed crediting strategy does not guarantee future results.

Testimonials & Content

All content on the namo360.life website is provided for education and general information only. Testimonials displayed on this site reflect individual client experiences and are not a guarantee of future outcomes. Testimonials are unpaid and provided voluntarily by the individuals to whom they are attributed. Statistics, figures, and third-party data cited on this site are drawn from the following publicly available primary sources: LIMRA (insurance industry research), CareScout Cost of Care Survey (long-term care costs), U.S. Dept. of Health & Human Services / Administration for Community Living (long-term care need projections), and CMS (Medicare premium and deductible schedules). Consumers are encouraged to verify current figures with the cited sources before relying on them for personal decisions.

No Obligation

All consultations offered through namo360.life are complimentary, with no obligation to purchase any product. When a consumer chooses to purchase an insurance or annuity product, producer compensation is paid by the issuing insurance carrier in the form of commission. The producer does not charge a separate fee for consultation, education, or recommendation.

Legal Service Plan

Where the namo360.life website references will preparation, healthcare directives, trust access, or attorney-prepared documents, these services are provided by independent licensed attorneys through a third-party legal service plan offered to plan members. NAMO Financial Services LLC does not draft legal documents, provide legal advice, or supervise the attorneys who participate in the legal service plan. Specific legal questions should be directed to a licensed attorney in the consumer's state of residence.

Referral Services

Beyond insurance, SuryaKiran Reddy Chintala maintains trusted referral relationships in adjacent areas, including (but not limited to) wealth management, payment processing solutions, and land investment opportunities. Any introduction made for services outside the scope of NAMO Financial Services LLC's insurance licensure is offered as a courtesy. NAMO Financial Services LLC does not receive direct compensation for such referrals, does not hold any licenses associated with securities, money transmission, real estate brokerage, or related regulated activities, and does not endorse the specific outcomes, returns, or performance of any third-party service or investment. Consumers are advised to perform their own due diligence and to consult appropriately licensed professionals before entering into any arrangement with a referred third party.

Partner Opportunity

Individuals who choose to pursue a career in financial services through NAMO Financial Services LLC's affiliated agency must complete state pre-licensing education and pass the required state insurance examinations at their own expense, typically through approved providers such as ExamFX or equivalent. Separate from state licensing costs, joining the affiliated agency requires a one-time, non-refundable enrollment fee that covers training platform access, back-office setup, and ongoing agency support. Compensation is commission-based with no guaranteed income; earnings depend on licensure status, activity, production, and individual results. The partner opportunity is not a security offering, a franchise, or a multi-level marketing arrangement, and no claims of specific income are made. Specific fee amounts, agency name, and structure are disclosed during the partner appointment process.